2025 Passion XTEC EMI Calculator: Down Payment, EMI, Price, Loan, Finance

Hero has discontinued the Hero Passion XTEC. The information in this article is just for general informational purposes.

Table of Contents

Hero Passion XTEC EMI Calculator

Select Variant

Bike Price

50K

10L

20L

Down Payment

10K

25K

50K

Illustrative Interest Rate (p.a.)*

10%

15%

20%

30%

Loan Tenure

12M

24M

36M

48M

60M

Monthly Income

10K

25K

50K

Monthly EMI

₹0

Loan Amount: ₹0

Total Interest Payable: ₹0

Total Amount Payable: ₹0

Final Amount (Down Payment + Total Amount): ₹0

12 Months EMI: ₹0

24 Months EMI: ₹0

36 Months EMI: ₹0

Loan Amount

Interest

Hero Passion XTEC On Road Price

Variant	Ex-Showroom	On-Road Price
Drum Alloy	₹94,386	₹1,14,086
Disc Alloy	₹97,591	₹1,18,591

Source: Bikewale

Hero Passion XTEC Down Payment And EMI

12-Month Tenure

Variant	On-Road Price	Down (12%)	Loan Amount	EMI	Total Payable	Interest Paid
Drum Alloy	₹1,14,086	₹13,690	₹1,00,396	₹8,816	₹1,18,502	₹4,416
Disc Alloy	₹1,18,591	₹14,231	₹1,04,360	₹9,162	₹1,23,007	₹4,416

24-Month Tenure

Variant	On-Road Price	Down (12%)	Loan Amount	EMI	Total Payable	Interest Paid
Drum Alloy	₹1,14,086	₹13,690	₹1,00,396	₹4,618	₹1,22,918	₹8,832
Disc Alloy	₹1,18,591	₹14,231	₹1,04,360	₹4,799	₹1,27,423	₹8,832

36-Month Tenure

Variant	On-Road Price	Down (12%)	Loan Amount	EMI	Total Payable	Interest Paid
Drum Alloy	₹1,14,086	₹13,690	₹1,00,396	₹3,245	₹1,27,334	₹13,248
Disc Alloy	₹1,18,591	₹14,231	₹1,04,360	₹3,372	₹1,31,839	₹13,248

0% Down Payment (36-Month)

Variant	On-Road Price	Down (0%)	Loan Amount	EMI	Total Payable	Extra Cost vs 12% Down
Drum Alloy	₹1,14,086	₹0	₹1,14,086	₹3,686	₹1,32,696	₹5,362
Disc Alloy	₹1,18,591	₹0	₹1,18,591	₹3,833	₹1,37,988	₹6,149

Explore Similar Bikes:

Hero Passion Plus

FAQs

What is the lowest EMI for Passion XTEC?

The drum alloy variant has a 36-month EMI of ₹3,240/month with 12% down payment.

Can I get a 0% down payment loan?

Yes, but it increases total cost by ~₹2,000-₹2,500 over 36 months.

How does tenure affect EMI?

Longer tenures (36 months) lower EMI but raise total interest by vs 12 or 24 months.