Royal Enfield Hunter 350 EMI Calculator: Down Payment, On Road Price, Interest Rate, Finance

Royal Enfield Hunter 350 EMI Calculator

Royal Enfield Hunter 350 EMI Calculator

50K
1L
5L
10L
20L
5K
10K
25K
50K
1L
5%
10%
15%
20%
30%
12M
24M
36M
48M
60M
5K
10K
25K
50K
1L

Monthly EMI

₹0

Loan Amount: ₹0

Total Interest Payable: ₹0

Total Amount Payable: ₹0

Final Amount (Down Payment + Total Amount): ₹0

12 Months EMI: ₹0

24 Months EMI: ₹0

36 Months EMI: ₹0

Loan Amount
Interest

Royal Enfield Hunter 350 On Road Price In Mumbai

1000040974
VariantEx-showroomOn Road Price
Standard₹ 1,49,900₹ 1,98,588
Mid₹ 1,76,750₹ 2,30,601
Top₹ 1,81,750₹ 2,36,884

Royal Enfield Hunter 350 Down Payment And EMI

Royal Enfield dealers offer this bike at affordable EMIs as well as 0% down payment. Please check the latest offers with your nearest dealers. Here are the EMI tables for Royal Enfield Hunter 350 with 12%, 24%, and 36-month tenures at a 9.7% interest rate, maintaining minimal down payment.

12-Month Tenure (Most affordable option!)

VariantOn Road PriceDown PaymentLoan AmountEMI (12 mo)Total PayableInterest Paid
Standard₹1,98,588₹23,831₹1,74,757₹15,341₹207,923₹9,335
Mid₹2,30,601₹27,672₹2,02,929₹17,820₹241,637₹11,036
Top₹2,36,884₹28,426₹2,08,458₹18,302₹247,930₹11,046
Note: Table values may slightly vary from the calculator due to rounding.

Well, the EMI may not look the cheapest, but this is the most affordable plan starting at ₹15,341/month for 1 year, costing just ₹9,335 extra in interest for the Standard variant.

24-Month Tenure (2 Years)

VariantOn Road PriceDown PaymentLoan AmountEMI (24 mo)Total PayableInterest Paid
Standard₹1,98,588₹23,831₹1,74,757₹8,052₹217,079₹18,491
Mid₹2,30,601₹27,672₹2,02,929₹9,352₹224,448₹21,847
Top₹2,36,884₹28,426₹2,08,458₹9,602₹230,474₹21,590

This plan is still better than 36 months in terms of interest, while the ₹8,052 EMI for Standard is 48% cheaper than the 12-month plan, but interest nearly doubles.

36-Month Tenure (3 Years)

VariantOn Road PriceDown PaymentLoan AmountEMI (36 mo)Total PayableInterest Paid
Standard₹1,98,588₹23,831₹1,74,757₹5,628₹226,611₹28,023
Mid₹2,30,601₹27,672₹2,02,929₹6,535₹262,860₹32,259
Top₹2,36,884₹28,426₹2,08,458₹6,707₹269,452₹32,568

This is the lowest EMI (₹5,628 for Standard) and best for budget-conscious buyers, but interest triples vs the 12-month plan.

0% Down Payment vs 12% Down Payment (36-Month)

VariantTenureDown PaymentLoan AmountEMITotal InterestTotal PayableSavings vs 0% Down
Standard36 mo₹23,831₹1,74,757₹5,628₹28,023₹226,611₹18,170 (7.4% cheaper)
Standard36 mo₹0₹1,98,588₹6,402₹46,193₹244,781₹0
Mid36 mo₹27,672₹2,02,929₹6,535₹32,259₹262,860₹21,108 (7.4% cheaper)
Mid36 mo₹0₹2,30,601₹7,432₹53,367₹283,968₹0
Top36 mo₹28,426₹2,08,458₹6,707₹32,568₹269,452₹21,678 (7.4% cheaper)
Top36 mo₹0₹2,36,884₹7,638₹54,246₹291,130₹0

How It Works:

  • If you pay ₹23,831 extra as down payment (12% of on-road price) for Standard, the loan amount will be reduced from ₹1,98,588 to ₹1,74,757.
  • It will save you ₹18,170 in total interest (₹46,193 – ₹28,023) for Standard.
  • The EMI will lower by ₹774/month (from ₹6,402 to ₹5,628) for Standard.

Pro Tip:

If possible, use a personal loan for the down payment if its interest rate is less than 9.7%; you’ll still save money!

Key Insights (9.7% Interest Rate):

  • Interest Savings:
    • 12-month: ₹9,335 (Standard), ₹11,036 (Mid), Woman), ₹11,046 (Top)
    • 24-month: ₹18,491 (Standard), ₹21,847 (Mid), ₹21,590 (Top) (+98%)
    • 36-month: ₹28,023 (Standard), ₹32,259 (Mid), ₹32,568 (Top) (+198%)
  • EMI Affordability: From ₹15,341 (1Y) → ₹5,628 (3Y) for Standard
  • Total Cost Difference: 3Y plan costs ₹18,688 more than 1Y plan for Standard
  • Pay ₹23,831 More Upfront to Save ₹18,170 in Interest for Standard!

Royal Enfield Hunter 350 Key Specs

SpecificationDetails
Engine349.34 cc, Single Cylinder, Air-Oil Cooled, SOHC
Power20.2 bhp @ 6100 rpm
Torque27 Nm @ 4000 rpm
Transmission5-Speed Manual with Slip and Assist Clutch
Mileage36.2 kmpl (ARAI claimed)
Fuel Tank Capacity13 Litres
Kerb Weight181 kg (Metro), 177 kg (Retro)
BrakesFront: 300 mm Disc, Rear: 270 mm Disc (Metro) or 130 mm Drum (Retro)
SuspensionFront: Telescopic Forks, Rear: Twin Shock Absorbers with Progressive Springs
Ground Clearance170 mm
Seat Height800 mm
Top Speed~130 kmph
Wheels17-inch Alloy (Metro) or Wire-Spoke (Retro)
ABSDual-Channel (Metro), Single-Channel (Retro)
ColoursFactory Black, Factory Silver, Dapper Grey, Rio White, Tokyo Black, Rebel Blue
Disclaimer: While we strive to provide accurate and up-to-date information, we recommend confirming all details with your nearest authorized showroom before reaching any conclusion. Product images are for reference only.
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