Bajaj CT 110 EMI Calculator: Down Payment, EMI, On Road Price, Finance & Interest Rate

Bajaj CT 110 was launched in the CT lineup after the discontinuation of Bajaj CT 100 in May 2022. CT 110 bike is available at a price of ₹72,768 in Mumbai.

Bajaj CT 110 EMI Calculator

Bajaj CT 110 EMI Calculator

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Monthly EMI

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Loan Amount: ₹0

Total Interest Payable: ₹0

Total Amount Payable: ₹0

Final Amount (Down Payment + Total Amount): ₹0

12 Months EMI: ₹0

24 Months EMI: ₹0

36 Months EMI: ₹0

Loan Amount
Interest

Bajaj CT 110 On Road Price

Bajaj CT 110 On Road Price

Bajaj CT 110 On-Road Price in Mumbai starts at ₹84,455. The Bajaj CT 110, successor to the CT 100, was launched on July 22, 2019. This bike was introduced as a solution for commuter segment users seeking slightly more power and premium features.

It had become difficult for the company to sustain the Bajaj CT 100 due to tough competition and low profit margins. However, Bajaj updated their latest CT bike with several notable upgrades. The BS6-compliant variant of the CT 110 was launched in July 2020, followed by the CT 110X with additional features in April 2021.

Bajaj maintained competitive pricing for CT 110 to attract the loyal fan base of the CT 100 while capitalizing on the CT series’ popularity. The ex-showroom price of the CT 110 in Mumbai starts at ₹70,637.

2025 Bajaj CT 110 Down Payment And EMI

2025 Bajaj CT 110 Down Payment And EMI

Bajaj dealers offer this bike at affordable EMIs as well 0 down payment. Please check latest offers to your nearest dealers. Here are the three EMI tables for Bajaj CT110X with 12%, 24%, and 36-month tenures at 9.7% interest rate, maintaining minimal down payment:

12-Month Tenure (Most affordable option!)

VariantOn Road PriceDown PaymentLoan AmountEMI (12 mo)Total PayableInterest Paid
CT110X₹84,455₹10,135₹74,320₹6,534₹88,542₹4,087

Well the EMI may not look cheapest but this actually is the most affordable plan starting at ₹6,529/month for 1 year costs just ₹4,028 extra in interest.

24-Month Tenure (2 Years)

VariantOn Road PriceDown PaymentLoan AmountEMI (24 mo)Total PayableInterest Paid
CT110X₹84,455₹10,135₹74,320₹3,429₹92,443₹7,988

This plan is still better than 36 months in terms of interest while the ₹3,416 EMI is 48% cheaper than 12-month plan, but interest doubles.

36-Month Tenure (3 Years)

VariantOn Road PriceDown PaymentLoan AmountEMI (36 mo)Total PayableInterest Paid
CT110X₹84,455₹10,135₹74,320₹2,398₹96,467₹12,012

This is the lowest EMI (₹2,398) and best for budget conscious buyers but interest triples vs 12-month plan.

Key Insights (10% Interest Rate):

Interest Savings12-month: ₹4,087
24-month: ₹7,988 (+95%)
36-month: ₹12,102 (+197%)
EMI AffordabilityFrom ₹6,534 (1Y) → ₹2,398 (3Y)
Total Cost Difference3Y plan costs ₹7,925 more than 1Y plan

Pay ₹10,135 More Upfront to Save ₹7,756 in Interest!

If 0 down payment option is available near your location on CT 110 then you should watch this analysis before going for it. Below is the difference between a 12% vs 0% Down Payment Comparison @10% Interest.

TenureDown PaymentLoan AmountEMITotal InterestTotal PayableSavings vs 0% Down
36 mo₹10,135₹74,320₹2,398₹12,012₹96,467₹7,728 (7.5% cheaper)
36 mo₹0₹84,455₹2,713₹19,540₹1,03,895₹0

How It Works:

  1. If you pay ₹10,135 extra as down payment (12% of on-road price) then the
  2. loan amount will be reduced from ₹84,455 to ₹74,320
  3. It will save you ₹7,728 in total interest (₹19,540-₹11,784)
  4. And the EMI will lower by ₹324/month (from ₹2,713 to ₹2,389)

Pro Tip:
If possible use a personal loan for down payment if its interest is less than 9.7%, you’ll still save money!

Bajaj CT 110 New Model 2025 Key Specs

SpecificationDetails
Engine115.45 cc, 4-Stroke, Single Cylinder, Air-Cooled
Power8.48 bhp @ 7000 rpm
Torque9.81 Nm @ 5000 rpm
Transmission4-Speed Manual (All Down Shift)
Mileage70 kmpl (ARAI claimed, owner-reported)
Fuel Tank Capacity11 Litres
Kerb Weight127 kg
BrakesFront: 130 mm Drum, Rear: 110 mm Drum with CBS
SuspensionFront: Hydraulic Telescopic, Rear: SNS
Ground Clearance170 mm
Seat Height810 mm
Top Speed90 kmph
ColoursMatte Wild Green, Ebony Black-Red, Ebony Black-Blue

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Disclaimer: While we strive to provide accurate and up-to-date information, we recommend confirming all details with your nearest authorized showroom before reaching any conclusion. Product images are for reference only.
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