TVS Apache RTR 160 EMI Calculator
Monthly EMI
₹0
Loan Amount: ₹0
Total Interest Payable: ₹0
Total Amount Payable: ₹0
Final Amount (Down Payment + Total Amount): ₹0
12 Months EMI: ₹0
24 Months EMI: ₹0
36 Months EMI: ₹0
TVS Apache RTR 160 On Road Price
| Variant | Ex-Showroom Price (Mumbai) | On-Road Price (Mumbai) |
|---|---|---|
| RM Drum – Black Edition | ₹1,10,990 | ₹1,37,968 |
| RM Drum | ₹1,22,220 | ₹1,50,658 |
| RM Disc | ₹1,25,720 | ₹1,54,614 |
| RM Disc Bluetooth | ₹1,29,020 | ₹1,58,343 |
| Racing Edition | ₹1,30,520 | ₹1,60,038 |
TVS Apache RTR 160 Down Payment And EMI
12-Month Tenure (Low Interest)
| Variant | On-Road Price | Down (12%) | Loan Amount | EMI | Total Payable | Interest Paid |
|---|---|---|---|---|---|---|
| RM Drum – Black Ed. | ₹1,37,968 | ₹16,556 | ₹1,21,412 | ₹10,674 | ₹1,44,644 | ₹6,676 |
| RM Drum | ₹1,50,658 | ₹18,079 | ₹1,32,579 | ₹11,656 | ₹1,57,949 | ₹7,291 |
| RM Disc | ₹1,54,614 | ₹18,554 | ₹1,36,060 | ₹11,962 | ₹1,62,096 | ₹7,482 |
| RM Disc Bluetooth | ₹1,58,343 | ₹19,001 | ₹1,39,342 | ₹12,250 | ₹1,66,006 | ₹7,663 |
| Racing Edition | ₹1,60,038 | ₹19,205 | ₹1,40,833 | ₹12,381 | ₹1,67,783 | ₹7,745 |
24-Month Tenure (Balanced)
| Variant | On-Road Price | Down (12%) | Loan Amount | EMI | Total Payable | Interest Paid |
|---|---|---|---|---|---|---|
| RM Drum – Black Ed. | ₹1,37,968 | ₹16,556 | ₹1,21,412 | ₹5,603 | ₹1,51,017 | ₹13,049 |
| RM Drum | ₹1,50,658 | ₹18,079 | ₹1,32,579 | ₹6,118 | ₹1,64,907 | ₹14,249 |
| RM Disc | ₹1,54,614 | ₹18,554 | ₹1,36,060 | ₹6,278 | ₹1,69,238 | ₹14,624 |
| RM Disc Bluetooth | ₹1,58,343 | ₹19,001 | ₹1,39,342 | ₹6,430 | ₹1,73,319 | ₹14,976 |
| Racing Edition | ₹1,60,038 | ₹19,205 | ₹1,40,833 | ₹6,499 | ₹1,75,175 | ₹15,137 |
36-Month Tenure (Low EMI)
| Variant | On-Road Price | Down (12%) | Loan Amount | EMI | Total Payable | Interest Paid |
|---|---|---|---|---|---|---|
| RM Drum – Black Ed. | ₹1,37,968 | ₹16,556 | ₹1,21,412 | ₹3,918 | ₹1,57,590 | ₹19,622 |
| RM Drum | ₹1,50,658 | ₹18,079 | ₹1,32,579 | ₹4,278 | ₹1,72,085 | ₹21,427 |
| RM Disc | ₹1,54,614 | ₹18,554 | ₹1,36,060 | ₹4,390 | ₹1,76,604 | ₹21,990 |
| RM Disc Bluetooth | ₹1,58,343 | ₹19,001 | ₹1,39,342 | ₹4,496 | ₹1,80,863 | ₹22,520 |
| Racing Edition | ₹1,60,038 | ₹19,205 | ₹1,40,833 | ₹4,544 | ₹1,82,799 | ₹22,761 |
0% Down Payment (36-Month)
| Variant | On-Road Price | Down (0%) | Loan Amount | EMI | Total Payable | Extra Cost |
|---|---|---|---|---|---|---|
| RM Drum – Black Ed. | ₹1,37,968 | ₹0 | ₹1,37,968 | ₹4,452 | ₹1,60,266 | ₹2,676 |
| RM Disc Bluetooth | ₹1,58,343 | ₹0 | ₹1,58,343 | ₹4,989 | ₹1,79,603 | ₹2,999 |
| Racing Edition | ₹1,60,038 | ₹0 | ₹1,60,038 | ₹5,164 | ₹1,85,903 | ₹3,104 |
Key Insights Of TVS Apache RTR 160 Finance
1. Price Differences:
| Upgrade Path | Cost Difference | Key Changes |
|---|---|---|
| Black → Standard Drum | +₹12,690 | Gloss paint, no blacked-out parts |
| Drum → Disc | +₹3,956 | Front disc brake |
| Disc → Bluetooth | +₹3,729 | Bluetooth connectivity |
| Bluetooth → Racing Edition | +₹1,695 | Graphics + slight performance tune |
2. Tenure Choice:
- 12-month: Save ₹12,564 interest (Racing Edition) but pay ₹7,823 higher EMI
- 36-month: Better cash flow but costs ₹21,716 total interest
3. Down Payment Math:
₹19,205 down payment on Racing Edition gives 17.5% return via interest savings.
Apache RTR 160 EMI comparison with other TVS bikes
Click on bike names to remove/recover them for better view.
| Bike (Base Variant) | On-Road | Down P. | Loan | EMI | Total |
|---|---|---|---|---|---|
| TVS Ronin | ₹1,61,374 | ₹19,364 | ₹1,42,009 | ₹4,582 | ₹1,84,325 |
| TVS Sport | ₹71,086 | ₹8,530 | ₹62,556 | ₹2,019 | ₹81,196 |
| TVS Radeon | ₹88,589 | ₹10,631 | ₹78,000 | ₹2,517 | ₹1,01,612 |
| TVS Raider 125 | ₹1,06,176 | ₹12,741 | ₹93,435 | ₹3,015 | ₹1,21,277 |
Frequently Asked Questions
What is the lowest EMI for TVS Apache RTR 160?
The base RM Drum – Black Edition variant has a 36-month EMI of ₹3,918/month with 12% down payment.
What is the lowest down payment for Apache RTR 160?
The lowest down payment for a bike is generally around 10% of the on-road price, which is approximately ₹1,3796 for the base variant of Apache RTR 160.
Can I get a 0% down payment loan on Apache RTR 160?
Yes, it’s possible to get a 0% down payment loan for Apache RTR 160, although it may depend on your eligibility and the lender but it increases total cost by ~₹3,500 over 36 months.
How does tenure affect EMI?
Longer tenure for Apache RTR 160 (36 months or 48 months) lower EMI but increases total interest significantly vs 12 or 24 months.
